The fastest decision rule
If you cannot name the Premium-only feature you expect to use regularly, start your evaluation with Standard. Standard contains the real-time scanner/screener foundation. Premium is not required simply to build custom scans.
Capability map
| Capability | Standard | Premium |
|---|---|---|
| Real-time data | Included | Included |
| Custom scans & screeners | Included | Included |
| Real-time paper trading | Included | Included |
| Holly / AI signals | Not listed in Standard | Included |
| Backtesting | Not listed in Standard | Included |
| Smart risk levels / auto trading | Not listed in Standard | Included |
Standard is enough when discovery is the problem
Use Standard as the comparison point if your routine is: run or monitor custom scans → reduce the symbol universe → create a watchlist → set price alerts → paper test or execute through the supported workflow. The scanner itself, real-time data, and paper-trading path are already present.
A plan can still be wrong even when the tier is right
Before annual billing, confirm that your device can run the required feature set. Mac users relying on the browser version should review the documented differences from the Windows desktop application. A perfect plan on the wrong platform is still the wrong purchase.
Sources & verification
Product facts on this page were checked September 9, 2026. Pricing, promotions, and capabilities can change.